This is the kind of material that can't be elevated without help from behind the camera. Instead, the actors are left to gesture aimlessly through a stupefacient fog of clich�s and insipid direction.
"Term Life" is cleanly plotted and tautly paced, but it's never as fun as it should be.
An asinine movie that has the premise for a thriller, the tone of a half-hearted neo-noir, and the plot of a daddy-daughter dramedy.
It's a wannabe noir with no atmosphere, and a waste of a talented cast by a director who really has no idea what to do with them.